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Payment processing method
Back Office
Security and anti- fraud system
Klik & Pay packages
Documentation/quote

The payment gateway meets
your clients’ criteria of confidence


Quick, Simple and Secure

The Klik & Pay solution allows most credit cards to be processed in the most frequently used currencies. It also offers the opportunity to install various forms of online payment on the same Internet site, by means of a single price licence.

 

  • Direct payment
  • Deferred payment
  • Subscription payment
  • Payment by instalments
  • Payment terminal

 

Direct payment
This option allows the client’s credit/debit card to be debited immediately after its validity and the relevant bank account funds have been checked. Authorisation is given by banks in real time.
Deferred payment

The debit from the client’s credit card is deferred and the pending sale is on hold. After checking validity and balance, the transaction amount is reserved for 4 days in the purchaser’s account. Used by travel agents especially, this option allows the availability of a service to be checked, for example.

Processing subscriptions

Paying for an Internet service, cable television, a monthly subscription to a newspaper or membership of a club are some examples of how this package can be used. With Klik & Pay, it is possible to offer a trial with a lower first instalment.
On the same site, it is very easy to offer several subscription packages.

Processing instalment payments

The “instalment payments” function allows the merchant to cash the first payment with the payment of the balance being fully automatic, with no intervention required from the merchant.
The balance is paid, either in one sum on a date defined by the merchant or in several instalments of the same amount.
On the same site, various staggered payment packages may be offered to surfers.

The SBT for your telephone orders

For small web-based e-commerce companies, for processing telephone or postal orders, or even for traditional merchants (shop, hotel, restaurant, agency...), we also offer the possibility of accessing secure electronic payments from our Client Extranet, which provides access to a Web page so that credit cards can be entered directly and a mini-catalogue created for those methods of payment most frequently affected by this payment method.
For merchants with large numbers of daily transactions, batch downloading may be set up under certain conditions.

 

Klik & Pay is an international Trade Mark of CYBERservices, © 2000 - 2007, all rights reserved